Medicare Supplemental Plan A (Arizona)

By Scott Kerby Medicare Specialist All Arizona insurance companies must offer Medicare Supplement Plan A if they offer any other Medicare supplement (Medigap) policies. Medicare Supplement Plan A is the most basic of all the Medigap plans and its benefits are the foundation that all of the other policies are built around. Many insurance companies will not even mention it since their other plans offer more benefits and may even be a better value for what you get. However, it’s important to know what it offers so that you can ask for it if you think that it may be all that you need. You must be covered by Medicare Part A (hospital) and Part B (medical) to obtain Medicare Supplement Plan A in Arizona.

Medigap Plan A (Arizona) provides 4 basic benefits:

1. Coinsurance and hospital costs for up to 365 additional days after Medicare benefits are exhausted. This applies to those things normally covered by Part A where coinsurance would normally apply: inpatient hospital care, skilled nursing facility care, and long-term care hospitals. 2. Coinsurance and copayments for medical services. This applies to things normally covered by Part B where coinsurance would normally apply: doctor’s visits, lab tests, surgeries, and ambulance services. 3. The first 3 pints of blood. In cases where a hospital would have to buy blood for you, this will cover the cost for the first 3 units of blood that Medicare normally does not cover. 4. Coinsurance and copayments for hospice care. This applies to hospice care under Part A where coinsurance or copayments would normally apply: doctor services, nursing care, medical equipment, medical supplies, and other services determined by your hospice team. Medicare Supplement Plan A (Arizona) is a very basic plan. As a result, it is often the most affordable. However, there are several other plans available in Arizona that offer more benefits at reasonable prices. You can check all of our options by using the free and easy tool below.