Arizona Medicare Plan Comparison
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Arizona Medicare Supplement Plans - What You Should Know
Arizona Medicare supplement plans, sold by private companies, can help pay some of the health care costs that Original Medicare doesn’t cover like copayments, coinsurance and deductibles. These plans are also known as Medigap plans
Some Medicare supplement plans also offer coverage for services that Original Medicare doesn’t cover, like medical care when you travel outside the country. If you have Original Medicare and you buy a Medicare Supplement plan, Medicare will pay its share of the Medicare-approved amount for covered health care costs. Then your supplement plan pays its share.
Arizona Medicare Supplement Plans are different from Medicare Advantage Plans. Those plans are different ways to get Medicare benefits while a supplement plan just supplements your Original Medicare benefits.
For additional information regarding medicare supplements plans and part coverage options, Medicare Guidance Center and supplement insurance broker offers expert knowledge to help those in Mesa, Arizona and surrounding areas.
8 things to know about Arizona Medicare Supplement Plans
- You must have Medicare Part A and Part B.
- If you’re already enrolled in a Medicare Advantage Plan, you can still apply for a Medicare supplement plan. Just make sure you can leave the Medicare Advantage Plan before your supplement plan begins.
- You pay the private insurance company a monthly premium for your Medicare supplement plan in addition to the monthly Part B premium that you pay to Medicare.
- A Medicare supplement plan only covers one person. If you and your spouse both want supplemental coverage, you’ll each have to buy separate policies.
- You can buy a Medicare supplement plan from any insurance company that’s licensed in to sell one in Arizona.
- Any standardized Medicare supplement plan is guaranteed renewable even if you have health problems. This means the insurance company can’t cancel your supplement plan as long as you pay the premium.
- Some Medicare supplement plans that were sold in the past cover prescription drugs but plans sold after January 1, 2006 aren’t allowed to include prescription drug coverage. If you want prescription drug coverage, you can join a Medicare Prescription Drug Plan (Part D).
- It’s illegal for anyone to sell you a Medicare supplement plan if you already have a Medicare Medical Savings Account (MSA) Plan.
Arizona Medicare Supplement Plans don’t cover everything
Medicare supplement plans generally don’t cover long-term care, vision or dental care, hearing aids, eyeglasses, or private-duty nursing.
Medicare Supplement Plans In Arizona
The most basic of all the Medigap plans. Its benefits are the foundation upon which the other policies are built around, but is it right for you? (More Info)
The most comprehensive Medigap plan. You can reduce the monthly premiums with the annual deductible option. (More Info)
Differs from Plan F in that it does not cover your Medicare Part B deductible. It’s a good option for those who don’t want as coverage for hospitalization. (More Info)
A mid-level Medigap plan that goes a long way toward covering your primary medical needs. It costs a little more than Plan A but offers more security. (More Info)
Medicare Supplement Plan N provides a good amount of coverage while allowing you to get a lower monthly premium in exchange for copays. (More Info)